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Original Article

Architecting a National Bank-to-Wallet Ecosystem Engineering Paze for High-Scale, Secure E-Commerce Transactions

Sri Pavanendra Gandikota1
1 Software Developer, Ameya global Inc, USA.

Published Online: May-August 2026

Pages: 601-606

References

1. “Paze and Fiserv: A Digital Wallet Play for Dominance in Secure Payments”, Victor Hale, Jun 17, 2025, https://www.ainvest.com/news/paze-fiserv-digital-wallet-play-dominance-secure-payments-2506/.
2. Paze Developer Documentation. (2025). Network Tokenization. Paze.com. https://developer.paze.com/public/docs/9-network-tokenization.
3. “Frictionless Online Checkout: Paze and the Race to Streamline Payments”, Host Merchant Services Blog, November 21, 2025, https://hostmerchantservices.com/2025/11/checkout-friction/.
4. Klein L. July 30, 2024, “ShopRite adopts new online digital wallet as payment platforms face new scrutiny in CT”, https://www.ctinsider.com/business/article/shoprite-ct-digital-wallet-online-store-paze-19596109.php?utm_content=cta&sid=65ef1077ef88 79c5ad090761&ss=P&st_rid=null&utm_source=newsletter&utm_medium=email&utm_campaign=CT_INS_Briefing.
5. Nuvei. (2025). Nuvei Partners with Early Warning Services to Deliver Paze Online Checkout Solution. Paze.com. https://www.paze.com/nuvei-partners-early-warning-services-deliver-paze-online-checkout-solution.
6. “Paze added as checkout option for Nuvei merchants”, KatherineSmith, Sep 9 2025, https://www.emarketer.com/content/paze-added-checkout-option-nuvei-merchants.
7. “A PayPal and Apple Pay rival from the big banks is aiming big”, Rocio Fabbro, 2024, https://qz.com/gateway/paze-zelle-early-warning-digital-wallet-online-checkout-1851660600..
8. “Nuvei Partners with Early Warning Services to Integrate Paze Checkout”, Sam Boughedda, September 9, 2025, https://www.leaprate.com/financial-services/fintech/nuvei-partners-with-early-warning-services-to-integrate-paze-checkout/.
9. “U.S. Bank Credit and Debit Cards Are Now in the Paze Wallet”, Kevin Woodward, September 11, 2024, https://www.digitaltransactions.net/u-s-bank-credit-and-debit-cards-are-now-in-the-paze-wallet/.
10. Statista. (2025). Online shopping cart abandonment rate in the United States. [Cited in 5, 7]
11. Capital One Shopping. (2024). Digital Wallet Usage Research. [Cited in 8]

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